Your Secured Legacy — Protect What Matters
For People Over 55

Protect What Matters.
Plan With Confidence.

I've put together two short, plain-English guides that answer the questions I get asked most. No jargon. No catch. Just honest information you can keep.

Your Secured Legacy — protect what matters, plan with confidence. Free guides for people over 55.
Protect icon

Protect

Your home, your savings, the people you love.

Plan icon

Plan

Simple steps you can take today. No drama.

Provide icon

Provide

Leave behind exactly what you intend to.

Free Guides icon

Free Guides

Download, read at your own pace, keep forever.

Andy Rowden, Director of Your Secured Legacy, in his office library
A Bit About Me

Hi, I'm Andy. I've Been Through All Of This Too.

I'm over 55 myself. Which means I've had to sit down and think about all of this for my own family, not just my clients'. A Will that still makes sense. LPAs for me and my wife. Making sure the house is protected. I know how it feels to put it off, and I know how much lighter it feels once it's sorted.

I've been a qualified Financial Adviser for over 25 years. A few years ago I set up Your Secured Legacy because I kept meeting people who'd done nothing, not because they didn't care, but because nobody had ever explained it to them in a way that made sense.

That's what these two guides are for. They won't replace a proper conversation, but they're a good place to start. And if you've got questions after reading them, I'm here.

Two Guides I Wish Someone Had Given Me Earlier.

The Beginner's Guide to Lasting Power of Attorney — guide cover
For Over 55s

The Beginner's Guide to Lasting Power of Attorney

Who would step in for you, if you couldn't step in for yourself?

This guide walks you through what an LPA actually is, why it matters more than most people realise, and how to choose the right person, before life makes that decision for you.

By Andy Rowden Grab This One Free
7 Threats to Your Estate and How to Protect Against Them — guide cover
For Over 55s

7 Threats to Your Estate and How to Protect Against Them

A basic Will might not be enough. Here's what could go wrong.

This one covers the things most people don't think about until it's too late. Divorce, remarriage, care costs, family disputes. It's not meant to scare you, just to make sure you know what to look out for.

By Andy Rowden Grab This One Free
Get Both Guides, They're Completely Free
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Safe and confidential. We'll never share your details. Written for people over 55, by someone who is one.

Here's What You'll Find Inside...

The LPA Guide

  • What exactly is an LPA, and why can't you just rely on your spouse?
  • How do you choose the right person to act for you?
  • What happens if you lose capacity and don't have one in place?
  • Property and finance versus health and welfare, why you need both.
  • The most common mistakes people make, and how to avoid them.

The 7 Threats Guide

  • The 7 ways estates quietly lose value without the right planning.
  • What happens to your home if you need long-term care.
  • How divorce or remarriage in the family could affect what you leave behind.
  • What a Trust is, explained without any legal jargon.
  • Why waiting is itself a risk, and what you can do about it today.
What Families Tell Us
★★★★★
4.8 out of 5 from our families
★★★★★

"We finally decided to make our Lasting Power of Attorneys for both Financial and Health. Andy visited us at our home for the initial discussions to understand our details and requirements, and to answer any questions or concerns we had. Following the meeting, he very quickly drafted the documents for checking... The whole process was conducted professionally and with care and consideration."

Dave
★★★★★

"Amazing service from start to finish. Professional, knowledgeable, and a real pleasure to work with for both our mortgage and will. Highly recommend his services!"

Raminta
★★★★★

"One of those jobs that gets put off again and again but is extremely important to undertake and get right especially when it becomes reality. Andy explained everything in a very understandable manner with guidelines that were simple to follow which made it totally painless."

Phil

Are These Guides Right For You?

These guides are written for people who are thinking about sorting out their affairs, maybe for the first time, maybe because something in life has changed, but aren't sure where to start. You don't need to know anything about Wills or LPAs before you read them. That's the whole point.

  • You're over 55 and haven't looked at your Will recently.
  • You're not sure if you need an LPA, or what one even is.
  • Something in your life has changed and you want to make sure your plans still make sense.
  • You want straight answers without having to book a meeting first.
That sounds like me. Grab the guides.

Things People Often Ask Before They Download

Are these really free? What's the catch? ⌄
Yes, completely free with no catch. Instant download, no card details, no obligation to book anything afterwards.
I've already got a Will. Do I still need to read this? ⌄
Most Wills only cover the basics. These guides cover the situations a standard Will often misses, so it's worth a quick read even if you're already covered.
What is an LPA in plain English? ⌄
A Lasting Power of Attorney lets someone you trust make decisions for you if you're ever unable to make them yourself. The guide explains it without the legal jargon.
My spouse and I have Wills already. Isn't that enough? ⌄
A Will only takes effect after death. It doesn't help if either of you loses capacity while still alive, that's where an LPA comes in.
How much does it cost to sort all this out with you? ⌄
Every family's situation is different, so pricing is agreed up front after a free chat. No surprises, fixed prices before any work begins.
Can the council really take my home to pay for care? ⌄
In certain circumstances, yes. The 7 Threats guide walks through exactly when this can happen and what steps reduce the risk.
What happens to my family if I don't have any of this in place? ⌄
Without a Will or LPA, decisions can end up with the courts rather than the people you'd choose, often at the worst possible time.
What makes you different from just doing it online? ⌄
Online templates ask you to tick boxes without explaining what they mean, and one wrong answer can make the whole document invalid. When you work with me, you speak to Andy directly, not a call centre or a chatbot, and I take the time to understand your actual circumstances before anything is drafted. With 25+ years as a qualified Financial Adviser, I'll flag the things a generic form never asks about, and you'll have a real person to call if anything changes down the line.

No Pressure. Just a Friendly Chat.

If you've read the guides and want to talk something through, I'm here. A 30-minute call costs you nothing and commits you to nothing. We'll just have a conversation.

  • You'll speak to Andy, not a call centre.
  • Fixed prices, agreed up front. No surprises.
  • Over 25 years helping families just like yours.
Book a Free 30-Minute Chat With Andy
Or just call me: 01823 211999 / 07720 570999 — or WhatsApp: 07426 931999